Private Lending Documents and Advice

Overview

Private lending arrangements should be documented clearly and structured carefully to reduce uncertainty and protect enforceability. We advise lenders and borrowers on private loan arrangements, including loan terms, security, guarantees, default provisions, and the legal risks that can arise when funding is provided outside standard institutional channels.

Service Spotlight

Informal lending can quickly become contentious if the arrangement is unclear or security has not been properly addressed. We help clients put robust documentation in place from the outset and advise on practical steps where a loan has already been made and issues are emerging.

Specialists and practitioners

FAQs

Why should a private loan be formally documented?

Clear documentation helps define repayment obligations, interest, default rights, security, and the parties’ expectations, which can significantly reduce the risk of later dispute.

Can you help with secured private lending arrangements?

Yes. We advise on loan documents, guarantees, and security arrangements, including the steps needed to strengthen enforceability and priority.

What if money has already been advanced without proper documentation?

We can assess the position, advise on the available evidence, and help determine the best way to document, regularise, or recover the arrangement moving forward.